HOME LOANS IN LBP
STEP INTO YOUR HOME TODAY
HIGHLIGHTS
- Financed Amount: Case by Case up to 100% + 10% blocked in PCH
- Additional deposit of 5% from loan amount to BLC
MAXIMUM AMOUNT
- LBP 270,000,000
FEES
- File Fees: NONE
- Expert Fees: NONE
- Bank Commission: NONE
- House mortgage fees: NONE
- House registration fees: NONE
REQUIRED DOCUMENTS
Requested from all applicants:
- Copy of ID or Individual civil status extract bearing the term “Lebanese for more than 10 years”, not more than 3 months old
- Family civil status extract, not more than 3 months old
- Recent criminal record, not more than 1 month old
- Certificate of childrens school or university tuition fees
- Proof of residence (electricity or telephone bill)
- If employed: recent employment certificate confirming date of employment, salary & NSSF number if available
- If self-employed: a copy of campany’s commercial circular, statement of accounts
ELIGIBILITY
- Lebanese resident
- Aged between 21 and 57 years old
- Family income less than LBP 6,750,000
- You or your spouse/fiancé(e) doesn’t own an apartment within 25 km straight from work
- Has no other loan financed by the Public Corporation for Housing
- Deposit an additional 5% of loan amount to benefit from 0% interest rate
MAXIMUM LOAN PERIOD
- 15 years
LOAN FEATURES
- Financed Amount: Case by case up to 100% + 10% blocked in PCH + Additional 5% non-refundable deposit in favor of the Bank
- Currency: Lebanese Pounds
- Interest Rate: During phase 1, PCH pays the interest to the Bank on behalf of the Client. During Phase 2, the Bank repays the due amount to PCH on behalf of the client.
- Loan Period: up to 15 years
GRACE PERIOD
- Grace Period: NONE